The information provided under this program is for general informational purposes only and is not intended to be nor should be construed as medical advice. Vision Service Plan Insurance Company, 3333 Quality Drive Rancho Cordova, CA 95670īeam Perks™ is a voluntary program. Nationwide Life Insurance Company, One Nationwide Plaza, Columbus, OH 43215 National Guardian Life Insurance Company, Two East Gilman, Madison, Wisconsin 53703 Nationwide and Beam Insurance Services LLC are separate and a non-affiliated companies. National Guardian Life Insurance Company, Madison, WI, is not affiliated with The Guardian Life Insurance Company of America, a.k.a. Accident coverage applicable to policy form GCAS AO L20, or state equivalent, Hospital policy form GHOI AO L20, or state equivalent and Critical Illness policy form GCI AO L20, or state equivalent. Accident, Hospital only Indemnity, and Critical Illness insurance products are underwritten by Nationwide Life Insurance Company, Columbus, OH, marketed by Beam Insurance Services LLC (Beam Benefits Insurance Services LLC, in CA) and administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC in Texas). Program restrictions and exclusions apply. Life, Short-Term Disability, and Long-Term Disability products are not available to members living in Puerto Rico and product availability may vary by state. STD coverage applicable to policy form NSHDIS 2000, or state equivalent and LTD policy form ICC18 GDIS AO L20, GDIS AO L20, or state equivalent. Group Short-Term Disability and Long-Term Disability insurance products are underwritten by Nationwide Life Insurance Company, Columbus, OH, marketed by Beam Insurance Services LLC (Beam Benefits Insurance Services LLC, in CA) and administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC in Texas). Life and AD&D coverage applicable to policy form GLIF AO L20, or state equivalent. Life insurance product is underwritten by Nationwide Life Insurance Company, Columbus, OH, marketed by Beam Insurance Services LLC (Beam Benefits Insurance Services LLC, in CA) and administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC in Texas). Vision insurance products administered by Vision Service Plan Insurance Company. Vision insurance products underwritten by Vision Service Plan (VSP) in WA. Dental and vision products administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC, in Texas). Dental coverage applicable to policy form GDTL AO L20, or state equivalent and vision policy form GVIS AO L20, or state equivalent. Dental and vision products underwritten by Nationwide Life Insurance Company, Columbus, OH in NY, DE, ID, LA, UT, OH, TX and NM. Dental policy form number NDNGRP 2020 and vision policy form number NVIGRP 2020. For costs and complete details of the coverage, call (or write) your insurance agent or the company (whichever is applicable).Dental and vision insurance products underwritten by National Guardian Life Insurance Company (NGL), Madison, WI, marketed by Beam Insurance Services LLC (Beam Benefits Insurance Services LLC, in CA). This policy is subject to various exclusions and limitations. Products and services offered are underwritten by Golden Rule Insurance Company, Health Plan of Nevada, Inc., Oxford Health Insurance, Inc., UnitedHealthcare Life Insurance Company, UnitedHealthcare of the Mid-Atlantic, Inc., UnitedHealthcare of New York, Inc. Each company is a separate entity and is not responsible for another’s financial or contractual obligations.Īdministrative services are provided by United HealthCare Services, Inc. References to UnitedHealthcare pertain to each individual company or other UnitedHealthcare affiliated companies. In addition, no individual will be denied coverage based on race, color, religion, national origin, sex, sexual orientation, marital status, personal appearance, political affiliation or source of income. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or health disability.
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